Building Guarantee Scheme

What is the Building Guarantee Scheme?

The Building Guarantee Scheme (BGS) provides an extensive list of Registered Builders who can offer an insurance backed guarantee on the quality and standard of the work registered by the Scheme.

The Building Guarantee Scheme (BGS) provides customers in Northern Ireland and England with an extensive list of Registered Builders who can offer an insurance backed guarantee on the quality and standard of the work registered by the Scheme. Click on the link to view the current BGS Registered Builders

BGS applies to work carried out by builders who are registered with the Scheme where an Agreement for Scheme Work has been completed and a Registration Certificate has been issued by the Scheme. 

BGS cover applies to all work between £500 and £250,000. The BGS Guarantee, which covers the additional cost of completing faulty work up to £15,000 over and above the original contract price, also provides a six month defects liability period followed by a two year period of cover for major structural defects. 

The Building Guarantee Scheme is approved by the Northern Ireland Housing Executive (NIHE) as a registered warranted builder’s scheme. Contractors registered with BGS can therefore carry out NIHE grant work.

Building Guarantee Scheme Ltd is authorised and regulated by the Financial Services Authority.